{"id":10,"date":"2026-09-19T15:00:00","date_gmt":"2026-09-19T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/guerreroins-com\/2026\/09\/19\/california-fair-plan-enhances-coverage-with-updated-rates\/"},"modified":"2026-09-19T15:00:00","modified_gmt":"2026-09-19T15:00:00","slug":"california-fair-plan-enhances-coverage-with-updated-rates","status":"publish","type":"post","link":"https:\/\/www.guerreroins.com\/blog\/2026\/09\/19\/california-fair-plan-enhances-coverage-with-updated-rates\/","title":{"rendered":"California FAIR Plan Enhances Coverage with Updated Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Big changes are coming to California\u2019s FAIR Plan: starting in October, homeowner rates will increase by 29.1%. This is especially significant for those living in wildfire-prone areas. The number of FAIR Plan policies has surged by 44% to 668,600, and total exposure has jumped 230% to $724 billion. New rules now allow for climate risk-based rate hikes, which has many people concerned about affordability. At Guerrero Insurance Agency, we know how complex California\u2019s insurance landscape can be. Our team stays on top of these developments to help you understand your options and make informed decisions about protecting your home. We\u2019re committed to guiding our clients through changes like these with clarity and care, so you can feel confident about your coverage.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/beinsure.com\/news\/california-fair-plan-raises-home-insurance-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Big changes are coming to California\u2019s FAIR Plan: starting in October, homeowner rates will increase by 29.1%. This is especially significant for those living in wildfire-prone areas. The number of FAIR Plan policies has surged by 44% to 668,600, and total exposure has jumped 230% to $724 billion. New rules now allow for climate risk-based [&hellip;]<\/p>\n","protected":false},"author":151,"featured_media":22,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/users\/151"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":0,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/media\/22"}],"wp:attachment":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/media?parent=10"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/categories?post=10"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/tags?post=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}