{"id":3,"date":"2026-08-29T12:00:00","date_gmt":"2026-08-29T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/guerreroins-com\/2026\/08\/29\/setting-the-record-straight-common-insurance-myths-california-homeowners-should-know\/"},"modified":"2026-08-29T12:00:00","modified_gmt":"2026-08-29T12:00:00","slug":"setting-the-record-straight-common-insurance-myths-california-homeowners-should-know","status":"publish","type":"post","link":"https:\/\/www.guerreroins.com\/blog\/2026\/08\/29\/setting-the-record-straight-common-insurance-myths-california-homeowners-should-know\/","title":{"rendered":"Setting the Record Straight: Common Insurance Myths California Homeowners Should Know"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>There\u2019s a lot of confusion out there about homeowners insurance in California\u2014especially with recent headlines about wildfire risks and climate change driving up costs and limiting coverage. At Guerrero Insurance Agency, we\u2019ve seen firsthand how frustrating it can be to navigate these challenges. Southern California homeowners are facing higher premiums, reduced coverage options, and more claim disputes than ever. For some, the FAIR Plan is now the only option, offering basic fire protection when traditional insurers aren\u2019t available. We work closely with our clients to clear up these common misconceptions, helping you understand not just what\u2019s changing, but what\u2019s still possible when it comes to protecting your home. Insurance might feel complicated, but we\u2019re here to make sure you have the information you need to make confident decisions.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/hsjchronicle.com\/setting-the-record-straight-common-insurance-myths-california-homeowners-should-know\/?amp\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s a lot of confusion out there about homeowners insurance in California\u2014especially with recent headlines about wildfire risks and climate change driving up costs and limiting coverage. At Guerrero Insurance Agency, we\u2019ve seen firsthand how frustrating it can be to navigate these challenges. Southern California homeowners are facing higher premiums, reduced coverage options, and more [&hellip;]<\/p>\n","protected":false},"author":151,"featured_media":15,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/users\/151"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":0,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/posts\/3\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/media\/15"}],"wp:attachment":[{"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/media?parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/categories?post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.guerreroins.com\/blog\/wp-json\/wp\/v2\/tags?post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}